RESOURCES
Save for a house deposit
Buying a house is exciting and life changing. It all starts with saving for the deposit. Find out how much you’ll need to save and get tips to
Trauma insurance
A critical illness or serious injury can make it difficult to continue to work. Trauma insurance can help support you and your family at this time
A guide to combining finances for couples and newlyweds
What it means to combine finances Even if you have a strong relationship, there are some important details to consider before joining finances. Money
Mistakes to avoid when markets are turbulent
These three common mistakes are easy to avoid. Making them could be costly. Sharp downturns on global financial markets are always unsettling.
Investing cycles – Lessons from the Magnificent 7
When it comes to investing in shares, it’s often said that time is your friend. The data shows that investing small amounts consistently over time
Investment Property: Getting it right
With property remaining a high-priced asset, it’s more important than ever for investors to ensure their property investments are a financial
What is aged care like in Australia?
Key points: The aged care system in Australia has three main pillars — home care, residential aged care, and retirement villages If you can’t
5 practical tips for getting your financial foundations right
Think of your finances like your home: how its foundations are built and maintained determines its ability to stand strong for years to come. Money
Transition to retirement: Access your super while you keep working
A ‘transition to retirement’ (TTR) strategy lets you access some of your super and keep working. Setting this up can be complicated, so
The challenges and conflicting priorities for Australians under 40
Australians under 40 often grapple with housing affordability, ongoing mortgage repayments, family planning, and career progression. However, these
Intergenerational wealth – conflicting priorities for older Australians
For many older Australians, their retirement years are not only a time to enjoy the fruits of their lifelong labour, but also to think about how they
Mortgage versus super – a common dilemma
Conventional wisdom used to dictate Australians were better paying off their home loans, and then, once debt-free turning their attention to building
The Australian intergenerational wealth divide
AMP Deputy Chief Economist Diana Mousina looks at the issues that have led to the increasing wealth divide between older and younger Australians
Yours, mine and ours – estate and succession planning for modern families
Navigating complex family relationships and blended families can be challenging at times and particularly when a family member dies. A good estate
Investing cycles – Lessons from the Magnificent 7
When it comes to investing in shares, it’s often said that time is your friend. The data shows that investing small amounts consistently over time
What is aged care like in Australia?
Key points: The aged care system in Australia has three main pillars — home care, residential aged care, and retirement villages If you can’t
To sell or not to sell is the question for moving into aged care
Moving into residential aged care can trigger a range of emotions, particularly if it involves the sale of the family home. What is often a major
Spend smarter and shop safer during sales
Cutting back on overspending Whenever there’s a big sale event, like the upcoming Black Friday sales, it can be tempting to go on a shopping spree
Springing into action with a pre-approval in place
As the real estate market begins to bloom with opportunities for homebuyers, for those who wish to buy in the next few months understanding the
Joint accounts
A joint account is a bank account that more than one person can access. It can make it easier to manage shared expenses, but also comes with the risk
Insuring against loss of income
Protecting income from unexpected illness and injury is particularly important to anyone with a mortgage to service, small business owners and
Transition to retirement: Access your super while you keep working
A ‘transition to retirement’ (TTR) strategy lets you access some of your super and keep working. Setting this up can be complicated, so
Trauma insurance
A critical illness or serious injury can make it difficult to continue to work. Trauma insurance can help support you and your family at this time
Investment Property: Getting it right
With property remaining a high-priced asset, it’s more important than ever for investors to ensure their property investments are a financial
The pros and cons of taking the DIY super route
Having your own super fund provides more control, but they’re not for everyone. The number of Australians choosing to manage their own
A guide to combining finances for couples and newlyweds
What it means to combine finances Even if you have a strong relationship, there are some important details to consider before joining finances. Money
Save for a house deposit
Buying a house is exciting and life changing. It all starts with saving for the deposit. Find out how much you’ll need to save and get tips to
Enjoy the now and secure your future
Managing your financial situation always involves tension between how you live your life now and preparing for your future – whatever that looks
Time is up for the resilient consumer
It’s evident that the Australian consumer is under pressure. It appears the tailwinds that helped brand the consumer as ‘resilient’ are now
Your home in retirement
When you’re planning for retirement, consider what kind of home you can afford and what suits your level of independence. Think about whether
Super lump sum
You may be able to take your superannuation as a lump sum payment when you retire. This is usually tax-free from age 60. How a superannuation lump
Investing in the property market
Are you thinking about buying an investment property? Buying a property that you do not plan to live in can help you increase your wealth and
Australia’s equities exodus is finally taking off
Many Australian investors are discovering the benefits from investing offshore. Australian financial markets are continuing to evolve, and that’s
What company delistings mean for ETFs
Some big companies have left the ASX recently. How do ETFs adapt to index changes? Share markets are ever changing. Companies come, and companies go.
Enjoy the now and secure your future
Managing your financial situation always involves tension between how you live your life now and preparing for your future – whatever that looks
How to get into the retirement comfort zone
A third of Australians retire without a plan. Here’s why you should have one. Working and generating a stable income can be described as a
Are you a goal-driven saver?
Characteristics of goal-driven savers A ‘money mindset’ is a way of thinking about personal finance. Your money mindset can change over time, and
Super lump sum
You may be able to take your superannuation as a lump sum payment when you retire. This is usually tax-free from age 60. How a superannuation lump
How do retirement income options compare?
Retirement is filled with opportunities and choices. There’s the time to travel more, work on long-delayed personal projects or volunteer your help
Your home in retirement
When you’re planning for retirement, consider what kind of home you can afford and what suits your level of independence. Think about whether
Transfer from a foreign super fund to an Australian super fund
Overview Money you transfer from a foreign super fund to a complying Australian super fund may: count towards you super contributions caps, and be
Avoiding sales pressure
Salespeople and advertisers use tactics to pressure you to buy a product or sign up to a service. Knowing their techniques can help you avoid buying
How to get into the retirement comfort zone
A third of Australians retire without a plan. Here’s why you should have one. Working and generating a stable income can be described as a
Enjoy the now and secure your future
Managing your financial situation always involves tension between how you live your life now and preparing for your future – whatever that looks
The lost super pile keeps growing
There’s almost $18 billion of unclaimed superannuation. Here’s how to find it. When it comes to accumulated retirement savings, many
Save for an emergency fund
An emergency fund is money you save to cover urgent or unexpected costs. This could be car repairs, unexpected travel or an urgent medical bill. It
Keeping records of shares and units
Records you need to keep When you sell your shares in companies or units in managed funds, most of the records you need will be given to you by the
Are you an impulsive spender?
Characteristics of impulsive spenders A ‘money mindset’ is a way of thinking about personal finance. Your money mindset can change over time, and
Weighing up the Age Pension and the assets test
Why having less super isn’t necessarily a financial sweet spot for retirees. Millions of Australians aged 67 and over have just received an Age
The lost super pile keeps growing
There’s almost $18 billion of unclaimed superannuation. Here’s how to find it. When it comes to accumulated retirement savings, many
Adding bonds to your investment mix
Bonds can play an important role in investment portfolios, but what exactly are they, what are their benefits, and how do you invest in them? What
Super contributions
If you’re employed, your employer should be paying a percentage of your earnings into your super account. It’s worth checking to make
Are you an impulsive spender?
Characteristics of impulsive spenders A ‘money mindset’ is a way of thinking about personal finance. Your money mindset can change over time, and
A rear-vision roadmap to greater retirement heights
Future investment returns are unknown, but past returns are a guide for retirement. If you’re a member of a superannuation fund, for all intents
The lost super pile keeps growing
There’s almost $18 billion of unclaimed superannuation. Here’s how to find it. When it comes to accumulated retirement savings, many
Save for an emergency fund
An emergency fund is money you save to cover urgent or unexpected costs. This could be car repairs, unexpected travel or an urgent medical bill. It
Keeping records of shares and units
Records you need to keep When you sell your shares in companies or units in managed funds, most of the records you need will be given to you by the
From clutter to cash
Have you ever looked around your place and wondered how much cash is sitting in those old clothes you never wear, gadgets you never use or other
Estate planning gives you a final say
Planning for what happens when you pass away or become incapacitated is an important way of protecting those you care about, saving them from dealing
Save for an emergency fund
An emergency fund is money you save to cover urgent or unexpected costs. This could be car repairs, unexpected travel or an urgent medical bill. It
Are you an impulsive spender?
Characteristics of impulsive spenders A ‘money mindset’ is a way of thinking about personal finance. Your money mindset can change over time, and
Adding bonds to your investment mix
Bonds can play an important role in investment portfolios, but what exactly are they, what are their benefits, and how do you invest in them? What
Upsizing, downsizing and rightsizing: Finding the best fit
We’ve all heard about downsizing and upsizing, but what about rightsizing? ‘Rightsizing’ is used for when you find the right fit for you. In
Choosing a credit card
If you’re struggling to pay your bills, a new credit card may not be the best move. See managing debt for other options. How to get the best
The biggest assets growth areas for SMSFs
What five years’ worth of SMSF asset allocation data reveals. The Australian Tax Office (ATO) releases quarterly data showing where self-managed
The global 60/40 portfolio: Steady as it goes
Returns for the global 60/40 portfolio are positive again, reaffirming its benefits. A globally diversified portfolio of 60% stocks and 40% bonds
Is a retirement village right for you?
The retirement living sector is growing rapidly in Australia as the population ages and demand increases for a spot in a retirement village. For many
Online shopping
Online shopping can be a convenient way to buy the things you want. Get the most out of internet shopping by staying safe online. How to protect
The biggest assets growth areas for SMSFs
What five years’ worth of SMSF asset allocation data reveals. The Australian Tax Office (ATO) releases quarterly data showing where self-managed
Super vs property: what works for retirement income?
There is no debate that Australians love investing in property. The value of Australian residential real estate at the end of August 2024 was an
The end of hybrids. What that means for investors
Why high-quality bonds are a logical alternative to hybrid securities. Some of the biggest changes on financial markets that are likely to have a
The global 60/40 portfolio: Steady as it goes
Returns for the global 60/40 portfolio are positive again, reaffirming its benefits. A globally diversified portfolio of 60% stocks and 40% bonds
Online shopping
Online shopping can be a convenient way to buy the things you want. Get the most out of internet shopping by staying safe online. How to protect
The interest rate cuts happening behind the scenes
Interest rates are officially on hold, but unofficially they’re not. Don’t expect an official rate cut anytime soon. That was the latest
Is a retirement village right for you?
The retirement living sector is growing rapidly in Australia as the population ages and demand increases for a spot in a retirement village. For many
Why many of us need a super savings nudge
Making extra contributions into super can go a long way. Here’s some easy steps. Each year, October 31 is designated as World Savings Day. In
What is debt consolidation?
What is a debt consolidation loan? A debt consolidation loan is a way to combine all your debts – including credit card, personal loans, store
The cost of refinancing your home loan
Consider the expenses involved in refinancing If you’re debating whether to refinance your home loan, you need to think about whether the benefits
Retirement income
Retirement means different things to everyone. It may be a definite point in time when you stop work, and begin a new phase of life. Or it may be a
CGT when selling your rental property
How capital gains or losses apply When you sell or dispose of a rental property you may make a capital gain or loss. A capital gain or loss is the
Estate planning gives you a final say
Planning for what happens when you pass away or become incapacitated is an important way of protecting those you care about, saving them from dealing
The lowdown on negative gearing
Recently, negative gearing has been making waves in the news and with rental affordability becoming a serious issue in Australia, various political
The biggest assets growth areas for SMSFs
What five years’ worth of SMSF asset allocation data reveals. The Australian Tax Office (ATO) releases quarterly data showing where self-managed
Term deposits
Term deposits let you invest for a set amount of time and get a fixed interest rate. They can be useful when saving for bigger items like a car or
Super vs property: what works for retirement income?
There is no debate that Australians love investing in property. The value of Australian residential real estate at the end of August 2024 was an
Why many of us need a super savings nudge
Making extra contributions into super can go a long way. Here’s some easy steps. Each year, October 31 is designated as World Savings Day. In
The end of hybrids. What that means for investors
Why high-quality bonds are a logical alternative to hybrid securities. Some of the biggest changes on financial markets that are likely to have a
What is debt consolidation?
What is a debt consolidation loan? A debt consolidation loan is a way to combine all your debts – including credit card, personal loans, store
Harnessing your professional brand in a world of AI
Artificial Intelligence (AI) technology is becoming more prevalent in our society and although there are many early adopters of AI, there is still a
?Investing in property? Know the costs before you buy
Why invest in property? Investing in property is a popular choice for many people as you can both earn rental income and benefit from capital growth.
Preparing your kids for financial success
Here’s some easy money management skills for children of different ages. Teaching good financial habits, such as saving and budgeting, is one
Measuring up the price of shares
Analysts have many financial measures to value companies. Here’s a brief overview. Share market investment analysts thrive on numbers. So, when
It’s super hump month. Make the most of it
Six ways to get more money into your superannuation fund. The start of the 2024-25 financial year on 1 July saw some significant changes come through
Measuring up the price of shares
Analysts have many financial measures to value companies. Here’s a brief overview. Share market investment analysts thrive on numbers. So, when
Releasing the value in your home
Rising property prices have led many people to look for ways to unlock the increased equity in their homes so they enjoy a comfortable lifestyle in
Insuring against loss of income
Protecting income from unexpected illness and injury is particularly important to anyone with a mortgage to service, small business owners and
Preparing your kids for financial success
Here’s some easy money management skills for children of different ages. Teaching good financial habits, such as saving and budgeting, is one
Three simple steps for financial wellness
If money’s too tight to mention, here’s some small steps that can make a big difference in achieving your financial goals. How would you rate
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